Tata Intra Insurance

Tata intra third party insurance price is 8432 plus GST if it is used for carrying private goods. For public transport purpose tata intra third party insurance price is 15746 plus GST.

What is tata intra insurance?

Tata Intra insurance is a type of commercial vehicle insurance policy which provides coverage against damages to insured tata intra in case of any accident, theft, fire, natural disasters or such mishaps.

What is covered in tata intra insurance?

Accidents.

Tata intra insurance provide coverage against the damages to or by the vehicle at the time of an accident. While third party liability only insurance cover damages to third party property damages, injuries/deaths of third party persons, comprehensive insurance is advisable to have as it also covers the damages to own vehicle.

Fire

Partial damages or total loss of vehicle because of fire. Damages to own vehicle due to fire in third party policy is not covered so its best to have compreh

Theft

In case your tata intra gets stolen, your insurance will cover the losses for you. Note that to get the claim in case of vehicle theft you must have a comprehensive package policy and not just liability/third party only policy

Natural Disasters

Natural disasters can do a lot of damages to automobiles and its essential to have insurance as it covers the damages or losses caused by any kind of natural disaster such as flood, storm, earthquakes and such calamities.

Third Party Losses

Third party property damages are covered up to 7.5 lac & injuries/deaths are covered by unlimited amount in tata intra insurance and

Policy Inclusions in tata intra insurance –

The Company will indemnify the insured against loss or damage to the vehicle
insured hereunder and/or its accessories whilst thereon:
i. by fire explosion self ignition or lightning;
ii. by burglary housebreaking or theft;
iii. by riot and strike;
iv. by earthquake (fire and shock damage);
v. by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost; vi.
by accidental external means;
vii. by malicious act;
viii. by terrorist activity;
ix. Whilst in transit by road rail inland waterway lift elevator or air;
x. by landslide rockslide.
Subject to a deduction for depreciation at the rates mentioned below in respect of parts replaced:

1. For all rubber/nylon/plastic parts, tyres, tubes, batteries and air bags – 50%
2. For fibre glass components – 30%
3. For all parts made of glass – Nil

Rate of depreciation for all other parts including wooden parts will be as per the
following schedule

What’s not covered?

Following are the exclusions when your vehicle is not covered in this policy
• General Wear & Tear
• Any loss or damage to tata intra due to war, invasion or nuclear warfare etc.
• Mechanical or electrical breakdown of the vehicle.
• Any loss or damage caused outside the geographical area of coverage as mentioned in the policy.
• Usual depreciation of the vehicle value.
• Driving without appropriate driving license.
• Non-accidental losses.
• Any loss occurred to vehicle while using the vehicle for racing or any illegal purposes.
• Any losses occurred while drunk driving the vehicle.

Key features of tata intra insurance

Personal Accident cover for owner driver in tata intra insurance

Subject otherwise to the terms exceptions conditions and limitations of this policy, the Company
undertakes to pay compensation as per the following scale for bodily injury/ death sustained by the
owner-driver of the vehicle in direct connection with the vehicle insured or whilst mounting
into/dismounting from or traveling in the insured vehicle as a co-driver, caused by violent accidental
external and visible means which independent of any other cause shall within six calendar months of
such injury result in:

Personal accident cover for paid driver, cleaner & conductor

In consideration of the payment of an additional premium, it is hereby understood and agreed that the
insurer undertakes to pay compensation on the scale provided below for bodily injury as hereinafter
defined sustained by the paid driver/cleaner/conductor in the employ of the insured in direct
connection with the vehicle insured whilst mounting into dismounting from or traveling in the insured
vehicle and caused by violent accidental external and visible means which independently of any other
cause shall within six calendar months of the occurrence of such injury result in :-

Rules of coverage in tata intra insurance when the vehicle carries hazardous goods.

Rule 129-A- Spark arrester six month from the date of commencement of Central Motor Vehicles
(Amendment) Rules 1993, every goods carriage carrying goods of dangerous or hazardous nature to
human life, shall be fitted with a spark arrester. Rule 131-Responsibility of the consignor for safe
transport of dangerous or hazardous goods.

1. It shall be responsibility of the consignor intending to transport any dangerous or hazardous goods
   listed in Table II, to ensure the following, namely :-
   a. Your tata intra has a valid registration to carry the said goods;
   b. The vehicle is equipped with necessary first-aid, safety equipment and antidotes as may be
   necessary to contain any accident;
   c. That transporter or the owner of the tata intra vehicle has full and adequate information about
   the dangerous or hazardous goods being transported; and
   d. That the driver of the goods carriage is trained in handling the dangers posed during
   transport of such goods.
2. Every consignor shall supply to the owner of the goods carriage, full and adequate information
3. about the dangerous or hazardous goods being transported as to enable owner and its driver to
4. a. Comply with the requirements of rules 129 to 137 (both inclusive) of these rules and
5. b. Be aware of the risks created by such goods to health or safety or any person;

3. It shall be the duty of the consignor to ensure that the information is accurate and sufficient for the
   purpose of complying with the provisions of rules 129 to 137 (both inclusive) of these rules.

Legal liabilities to paid driver/conductor or employees in tata intra insurance

In consideration of an additional premium of ` 25/- notwithstanding anything to the contrary contained
in the policy it is hereby understood and agreed that the insurer shall indemnify the insured against the
insured’s legal liability under the Workmen’s Compensation Act, 1923 , the Fatal Accidents Act, 1855
or at Common Law and subsequent amendments of these Acts prior to the date of this Endorsement in
respect of personal injury to any paid driver and/or conductor and/or cleaner whilst engaged in the
service of the insured in such occupation in connection with the vehicle insured herein and will in
addition be responsible for all costs and expenses incurred with its written consent. Provided always
that

1. This Endorsement does not indemnify the insured in respect of any liability in cases where the
   insured holds or subsequently effects with any insurer or group of insurers a Policy of Insurance in
   respect of liability as herein defined for insured’s general employees;
2. The insured shall take reasonable precautions to prevent accidents and shall comply with all
   statutory obligations;
   *3. The insured shall keep record of the name of each paid driver conductor cleaner or persons
   employed in loading and/or unloading and the amount of wages and salaries and other earnings
   paid to such employees and shall at all times allow the insurer to inspect such records on
   demand.
3. In the event of the Policy being cancelled at the request of the insured no refund of the premium
   paid in respect of this Endorsement will be allowed.
   Subject otherwise to the terms conditions limitations and exceptions of the Policy except so far as
   necessary to meet the requirements of the Motor Vehicles Act, 1988.

Types of discounts in tata intra insurance

1. NO CLAIM BONUS
2. INSTALLATION OF ANTI-THEFT DEVICE
3. IMT. 12. DISCOUNT FOR SPECIALLY DESIGNED/MODIFIED VEHICLES FOR THE BLIND, HANDICAPPED AND MENTALLY CHALLENGED PERSONS.

What’s not covered?

It is very important to know what is not covered in your Mahindra Bolero insurance policy so that there are no surprises or confusion when you start the process of making a claim. Here is a list of some such situations:

• Third-party liability insurance holders do not cover one’s damages and losses.

• Any loss or damages caused to your Mahindra Bolero as a result of normal wear and tear.

• If your vehicle suffers loss or damage as a result of an electrical or mechanical failure, your insurer will not cover it.

• If the driver/owner is found driving without a valid driver’s license at the time of the accident, the insurance claim is denied.

• Consequential damages or losses of any kind are also not covered.

• Any losses or damages caused to the insured vehicle because of contributory negligence are not covered.

• Any claim arising out of any contractual liability will not be approved.

• Any accidental loss or damage and/or liability suffered or incurred beyond the geographic limits will not be covered.

• The claim does not get approved when the driver/owner is found driving under the influence of intoxicating drugs or liquor when the mishap occurred.

• If your vehicle sustains damage or loss as a result of war, nuclear leak, warlike activities, radioactive radiation, etc, the insurance provider will not cover it.

Addons available

In return for a higher premium fee, add-on covers enhance the quantity of insurance coverage for your automobile. The subsequent are a number of the most frequent add-on coverage options supplied by the best vehicle insurance policies.

• Zero Depreciation Cover for Bolero- With this coverage, the depreciation fee of your vehicle is not taken under consideration below this policy and the market value of your bolero could be compensated in case you report a claim. Without this coverage, your bolero’s maximum claim amount or Insured Declared Value (IDV) would be determined after deducting the depreciation value from the market value

• Engine Protector for Bolero- This add-on covers any damage to the vehicle’s engine or/and its parts caused by water ingression, lubricating oil leakage, damage to the hydrostatic lock, and damage to engine parts such as the gearbox, crankshaft, cylinder, connecting rods, pistons, etc.

• Personal Accidents Cover for Driver- It provides coverage to the owner/paid driver per the terms of the insurance policy.

• Personal Accidents Cover for Conductor- It provides coverage to the conductor/cleaner/coolie per the terms of the policy.

• Accessories Cover- The accessories cover add-on will help you safeguard your valuable electrical and non-electrical automobile accessories from loss or damage.

How to make a claim in tata intra insurance?

If you wish to lay an insurance claim for your Mahindra Bolero, you need to inform the insurer immediately of any accident or harm to the insured vehicle. You can inform the insurer by contacting them through a toll-free number, which is usually covered on all policy copies, or you can also reach them through email. To report a claim for tata intra insurance, fill out the claim form that is available on all insurer websites:-

The following information is required to initiate a claim for tata intra insurance:-

• Policy number for reference.
• Description of the incident.
• Information of Time & Date of the Incident.
• The location where the incident occurred.
• Name & Contact number of the person who is filing the claim. 

Document required

Only by submitting specific papers to the insurance company in support of your claim will you be able to properly file a claim.

Below is the list of documents that you may need to submit at the time of making a claim under Mahindra tata intra insurance:- 

• Filled-in claim form for bolero insurance
• Copy of the driving license
• Copy of the vehicle’s registration certificate or RC Original estimate of loss
• Original invoice or bill for bolero’s repair
• Payment receipt of the repair bill
• Vehicle’s keys (in case of theft claims)
• Copy of the police FIR (in case of third party liability claims)
• Non-traceable certificate (in case of theft claims)
• Discharge certificate issued by the garage 

HOW TO BUY/RENEW MAHINDRA TATA INTRA INSURANCE ONLINE?

Once you acquire a Mahindra Bolero, you should get it insured as soon as possible. You can easily buy the finest insurance policies for bolero online without even stepping outside.

 
Just follow the steps given below to buy tata intra insurance online:-

1. Find and fill the form on this page requesting your details, such as your name, mobile number, etc.
2. After filling the required details into the form submit it and it will initiate a callback from our executive.
3. When on-call our executive will assist you with different insurance coverage options and deals for your Bolero.
4. Choose a plan that fulfils your requirements.
5. Select any add-on covers that you want in your policy.
6. Get tata intra Insurance quotes online.
7. Share RC or Existing Insurance Copy to our executive.
8. Review the plan details and check the final premium amount.
9. Pay the pickup insurance price online using various methods provided.
10. Receive the soft copy of your email.