Bajaj Auto

Bajaj Auto

Bajaj Auto Overview

Bajaj Auto is an Indian multinational two-wheeler and three-wheeler manufacturing company based in Pune, Maharashtra. It is a part of the Bajaj Group and was founded in 1945 by Jamnalal Bajaj. Today, Bajaj Auto is one of the largest two-wheeler manufacturers in the world and has a global presence in over 70 countries.

It first started manufacturing scooters in 1959 and then entered the motorcycle market in the 1970s. The company’s first motorcycle, the Bajaj Chetak, was a huge success in the Indian market and helped establish it as a leading motorcycle manufacturer in the country.

In the 1980s, Bajaj Auto entered the global market with the launch of its Boxer motorcycle in countries such as Sri Lanka, Bangladesh, and Nepal. The company has since expanded its international presence and now has a strong presence in Latin America, Africa, and the Middle East.

Bajaj products

It offers a wide range of two-wheeler and three-wheeler products to customers across the globe. Some of their most popular products include:


  • Bajaj Pulsar: This is a range of sporty motorcycles offered in several engine capacities and styles. The Pulsar range is popular in India and other countries in the world for its sporty design and performance.
  • Bajaj Dominar: The Dominar is Bajaj’s flagship motorcycle and is positioned as a premium performance motorcycle. It comes with a powerful engine and advanced suspension and brakes.
  • Bajaj Platina: The Platina is positioned as an affordable and fuel-efficient commuter motorcycle. It comes with a comfortable seat, electric start, and other features.
  • Bajaj Chetak: Bajaj Auto re-launch the iconic scooter, that had been discontinued for quite a few years .The Chetak is an electric scooter that was launched in India in January 2020.


  • Bajaj RE: The RE is a range of three-wheelers that are powered by both a petrol engine and an electric motor. The RE is popular in India and other countries for its low cost of operation and environmentally friendly design.
  • Bajaj Auto Rickshaw: The Bajaj Auto Rickshaw is a popular choice for passenger transportation in India and other countries in the world. It comes in several seating configurations and is known for its reliability and fuel efficiency.

awards and recognitions

Bajaj Auto has received numerous awards and recognition for its products, innovation, and sustainability efforts. Some of the notable awards and recognition that the company has received include:

  • The Bajaj Pulsar was named the “Bike of the Year” by Motorcycle India in 2012.
  • The Bajaj RE was awarded the “Green Mobility of the Year” award by the Federation of Automobile Dealers Association (FADA) in 2013.
  • The Bajaj Dominar was named the “Bike of the Year” by Autocar India in 2016.
  • The Bajaj Platina was awarded the “Commuter Bike of the Year” by Bike India magazine in 2017.
  • Bajaj Auto was awarded the “Special Mention” award at the Global Environment Facility (GEF) and United Nations Development Programme (UNDP) conference on sustainable transport in 2018.
  • In 2020, Bajaj Auto received a Special Recognition award for Sustainability from ICRA Management Consulting Services Limited (IMaCS) for its Electric Vehicle Development program.

bajaj auto insurance

Bajaj Allianz Motor Insurance is an insurance policy that provides coverage for vehicles against various risks such as accidents, theft, natural disasters, and other damage. Policy holders can choose between different types of motor insurance policies, including third-party liability insurance and comprehensive insurance. Third-Party Liability insurance covers the policy holder against any legal liability arising out of injury or death of third party and any damage caused to the third-party property. Comprehensive insurance policy, on the other hand, covers own damage to the policy holder’s vehicle as well as third-party liability.

Bajaj Allianz Motor Insurance also offers additional features and benefits like discounts on premium, cashless claims, and roadside assistance. Policy holders can also opt for additional covers like engine protector cover, zero depreciation cover, and return to invoice cover.

bajaj auto finance premium

Bajaj Auto Finance offers various financing options for customers looking to purchase a vehicle, and the premium for these financing options may vary depending on factors such as the type of vehicle, the loan amount, and the repayment tenure.

1. For Retail financing

The premium charged is generally based on the interest rate, which can range from 12-14%. The interest rate is generally determined by factors such as the customer’s credit score, income level, and the type of vehicle being financed.

2. For Corporate financing

The premium is determined on case to case basis, it is offered to organizations or corporate who are looking to purchase vehicles in bulk. The interest rate and the repayment period is tailored according to the needs of the corporate, based on the credit worthiness of the corporate, volume of purchase etc.

4. For loan against existing vehicle

The premium is determined on the value of the vehicle, the loan amount and the repayment period.

It’s worth noting that some financing options may also come with additional fees or charges, such as processing fees or foreclosure charges. Customers can check with Finance for more detailed information about the premium and any other charges associated with their financing options

Advantages Of bajaj auto finance

There are several advantages to availing finance, including:

  1. Wide range of loan options: Bajaj Auto Finance offers various loan options, including retail financing, corporate financing and loan against existing vehicle, which enables customers to choose the best loan options for their needs and budget.
  2. Attractive interest rates: Bajaj Auto Finance offers competitive interest rates, making it more affordable for customers to purchase a Bajaj Auto vehicle.
  3. Flexible repayment options: Bajaj Auto Finance offers flexible repayment options, which enables customers to choose a loan tenure and EMI that best suits their budget.
  4. Minimal documentation: Bajaj Auto Finance has a simple and hassle-free documentation process, which makes it easy for customers to apply for a loan.
  5. Fast processing: Bajaj Auto Finance has a fast loan processing time, which enables customers to get their loan approved and disbursed quickly, so they can purchase their desired Bajaj Auto vehicle.
  6. Wide network of dealers: Bajaj Auto Finance has a wide network of dealers and partners across the country, which makes it easy for customers to purchase their desired Bajaj Auto vehicle.

how to avail finance

If you’re interested in availing finance, here are the steps you can take to apply for a loan:

  1. Check your eligibility: Before applying for a loan, it’s a good idea to check your eligibility. You can do this by visiting the Bajaj Auto Finance website or by contacting a loan officer. You will need to provide information such as your income, employment status, and credit score.
  2. Choose a loan option: Bajaj Auto Finance offers several loan options, including retail financing, corporate financing and loan against existing vehicle. Choose the one that best fits your needs and budget.
  3. Gather the necessary documentation: You will need to provide certain documents to the lender in order to apply for the loan. These may include proof of identity, proof of income, proof of residence, and bank statements.
  4. Apply for the loan: Once you have gathered all the necessary documents, you can apply for the loan by visiting a nearby Bajaj Auto Finance branch or by applying online. You will need to fill out an application form and provide the necessary documentation.
  5. Submit the application: After you submit the application, Bajaj Auto Finance will review your application and evaluate your eligibility for the loan. They will also check your credit score and your repayment capacity.
  6. Wait for approval: Once your application is reviewed, Bajaj Auto Finance will inform you of their decision. If the loan is approved, they will provide you with the loan agreement and the details of the loan.
  7. Sign the loan agreement: Before disbursing the loan, the lender will ask you to sign the loan agreement, which will outline the terms and conditions of the loan.
  8. Receive the loan disbursal: Once the loan agreement is signed, the lender will disburse the loan to you. You can use the loan amount to purchase the Bajaj Auto vehicle of your choice.

It’s worth noting that the process of availing finance may vary depending on factors such as your credit score, income, and the loan option you choose. Be sure to ask the lender for more information about the process and any additional steps you may need to take.

how to buy bajaj auto

  1. Research the models: Bajaj Auto offers a wide range of two-wheeler and three-wheeler models, so it’s a good idea to research the different options available to you. Look at the features, specifications, and prices of the models you are interested in.
  2. Find a dealer: Bajaj Auto has a wide network of dealerships and partners across the country. You can visit the Bajaj Auto website to find a dealer in your area or use the “Dealer Locator” tool to find the nearest dealership.
  3. Test-ride the vehicle: Once you have narrowed down your options, you can visit a nearby dealership to test-ride the vehicle you are interested in. This will help you get a feel for the vehicle and decide if it’s the right fit for you.
  4. Get financing: If you need financing to purchase your vehicle, you can consider options such as Bajaj Auto Finance. You can also check with other financial institutions for vehicle loan options.
  5. Make the purchase: Once you have decided on the vehicle and have the necessary financing in place, you can make the purchase from the dealership. The dealer will provide you with the necessary documentation and registration process.
  6. Bajaj Auto Insurance: Once you purchase the vehicle, it is highly recommended to get the vehicle insured, Bajaj Allianz Motor insurance is one such option.